I’ve gathered a handful of LA consumers

I’ve gathered a handful of LA consumers with such policies and an attorney down here in Lake Charles is looking at a potential class action based on impairment of a contract, which violates both US and LA constitutions. Though the whole life funeral service policies in question state that if all premium requirements are met then the insurer will provide a complete funeral, the legislature enacted RS22:143, the intent of which is that under no circumstances shall an insurer be required to provide more than the face value of the policy if the retail cost of a funeral at time of death exceeds it. That’s not what the contract says! Wish me luck.

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