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If you’re considering prepaying, don’t,

If you’re considering prepaying, don’t, unless you have to spend-down for Medicaid. No matter what a business promises you there’s no such thing as “all taken care of,” “no price increases ever,” and “no more decisions to make no matter what.” It’s far safer to keep your money in your own bank account and shop around for a good price, making a list of funeral homes and cremation businesses that have reasonable prices. Give this list to your survivors. They need knowledge and education on how to handle the inevitable, not a promise that “it’s all paid for” with no tools to make decisions when the time comes.

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