I just got a very strange call from Neptune. I sent them an E mail some time ago and they were just getting back to me. As it happens, said the salesman, for such he was, a representative of ours is going to be on your street tomorrow. One of your neighbors has also requested information. This sounded suspicious right away to me – we live on a tiny street with six houses. I told him it sounded like those shady drive-way guys who say they just happen to have enough tar left to black top your driveway after finishing one down the street. The background noise sounded like a busy sales office. the guy wasn’t very good. He turned me over to his manager to “verify my address” and they had everything right down to the zipcode BUT they had me in Florida — and I live in a New England state. So I said teasingly, Hmm, is that representative going to be on a plane from Florida to see me anyway?” He was very confused and had to refer me to his manager – and there was an audible conversation, “nah, nah, ” said the manager. Next thing I knew, I was just getting some “information in the mail.” I called the home office and found out they are not licensed in my state – not that Salesman Harry bothered telling me this. Perhaps this is one of the “Non-Neptunes” or copy cats? I belong to a local Funeral Consumers Alliance but it seems moribund. My husband will be 90 in two years and I want to get something settled for our final arrangments but am perplexed about the differing opinions: Prepay is bad? Even an elder attorney told me to do that.