One phrase at a time, I guess. Obtuse wording which is a club used upon the consumer is in the sentence which follows the above. “…If you do not want embalming, you usually have the right to choose an arrangement that does not require you to pay for it, such as direct cremation or immediate burial…” Unless compelled by the FTC, the Industry will never mention refrigeration, private viewing followed by closed casket service or any form of “Service” from their top tier which might allow refrigeration in the door. They’re morticians, first, and all else is compromise. Like Indiana, Louisiana is a regulatory capture state. But, by the terms of my state board’s own regulations, omission of information which results in depriving the consumer of a legal right or something of value is FRAUD.