Where to inquire for assistance with final arrangements:
- Your local Department of Social Services – ask if they offer state and/or local burial assistance funds.
- Many states offer burial assistance for people who were receiving government assistance at the time of their death (such as Medicaid, SSI, or SSD). Surviving spouses of Social Security recipients can receive a lump-sum death payment of $255.
- Charities such as Catholic Charities may have an indigent burial program.
- If the decedent was part of a benevolent society, union, or professional organization, you may be able to receive burial assistance through them.
- Your local FCA Affiliate may have arranged discounts with local funeral homes. They can also offer you a price survey, so that you can easily determine the most affordable services in your area.
- Your or the decedent’s faith community may offer assistance.
- Veterans Affairs & Public Safety Officers Benefits both offer burial assistance to their members.
- COVID-19 Burial Assistance through FEMA is available until September 30, 2025.
- Ask your local funeral home or cremation service – they do have this information although they don’t typically advertise it. Depending on the state, the funeral home may be the one required to petition the state for assistance.
- Employer – some companies have survivors’ benefits available for the family of the deceased. Also, some unions may offer benefits to help cover or defray funeral costs.
- Victims’ Assistance – some states help families of accident or homicide victims with funeral expenses through a state Victim Compensation Program.
- If the decedent is a baby or child, there are numerous charities dedicated to providing assistance to the family – this link provides a comprehensive list.
- Fundraising, such as through local businesses or clubs, or through sites like GoFundMe, may be a viable option depending on your circumstances.
- Borrowing money – we strongly believe that borrowing money for a funeral should be a last resort. But some loan companies offer their services through funeral homes, and the amount you can borrow is determined by your credit score.